Privacy Policy

Effective Date: July 2, 2026
At FARMCO Insurance, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website, contact us, or communicate with us through phone calls, email, and text messaging (SMS).

Information We Collect
We may collect the following information:
● Name
● Phone number
● Email address
● Mailing address
● Insurance-related information you voluntarily provide
● Information submitted through our website, forms, or customer communications

How We Use Your Information
We use your information to:
● Provide insurance quotes and services
● Respond to your inquiries
● Schedule appointments
● Send policy updates and reminders
● Communicate regarding claims or customer service
● Send promotional or informational communications if you have opted in
● Improve our services and customer experience

SMS/Text Messaging
By providing your mobile phone number and opting in, you consent to receive SMS text messages from FARMCO Insurance. These messages may include:
● Appointment reminders
● Policy updates
● Quote follow-ups
● Customer service communications
● Account notifications
● Promotional messages (only if you have opted in)

Message frequency may vary.
Message and data rates may apply depending on your mobile carrier.
You can opt out at any time by replying STOP to any text message. After opting out, you will no longer receive SMS communications unless you opt in again.
For assistance, reply HELP or contact us using the information below.

Sharing Your Information
FARMCO Insurance respects your privacy.
We do not sell, rent, or share your mobile phone number or SMS consent with third
parties or affiliates for marketing purposes.
We may share your information only when necessary to:
● Provide requested services
● Comply with legal obligations
● Protect our legal rights
● Work with trusted service providers who assist in operating our business and who are required to protect your information

Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, or misuse.

Cookies and Website Analytics
Our website may use cookies and analytics tools to improve website functionality and understand how visitors use our site. You may disable cookies through your browser settings if you choose.

Your Choices
You may request to:
● Access your personal information
● Update or correct your information
● Request deletion of your information where permitted by law
● Opt out of marketing communications

Contact Us
If you have any questions about this Privacy Policy or your personal information, please contact us:
FARMCO Insurance
Phone: 936-327-7735
Email: michael@mfarmerinsurance.com

Terms & Conditions

Effective Date: July 2, 2026
These Terms & Conditions govern your use of the services provided by FARMCO Insurance, including communications received through our website, email, phone, and SMS text messaging.

Consent to Receive SMS Messages
By providing your mobile phone number and opting in, you agree to receive text messages from FARMCO Insurance regarding:
● Insurance quotes
● Appointment reminders
● Policy information
● Customer support
● Account notifications
● Promotional messages (where applicable)
Your consent to receive SMS messages is not a condition of purchasing insurance or other services.

Message Frequency
Message frequency varies depending on your interactions with FARMCO Insurance and the services you request.

Message & Data Rates
Message and data rates may apply according to your wireless carrier's plan.

Opting Out
You may opt out of receiving SMS messages at any time by replying STOP to any message.
After opting out, you will receive one final confirmation message and will no longer receive SMS communications unless you opt in again.

Help
For assistance, reply HELP to any SMS message or contact us using the information below.
Phone: 936-327-7735
Email: michael@mfarmerinsurance.com

Privacy
Your privacy is important to us. Please review our Privacy Policy to learn how we collect, use, and protect your information.
No mobile information will be shared with third parties or affiliates for marketing or
promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Limitation of Liability
FARMCO Insurance is not responsible for delayed or undelivered text messages due to carrier issues, network outages, or circumstances beyond our control.

Changes to These Terms
We may update these Terms & Conditions from time to time. Any changes will be posted on our website with an updated effective date.

Contact Information
FARMCO Insurance
Phone: 936-327-7735
Email: michael@mfarmerinsurance.com